As we near the end of February, my hope is that you and your family are doing well and staying healthy. 2021 is off to an interesting start and as we get back to “normal” (whatever that may be) we have our clients depending on us to bring them excellent direction and advice. Last month this newsletter focused on the process of bringing on new clients and helping them fully understand their cost of debt so they can make informed decisions on where to allocate their free cash flow. “When you have clarity it gives you confidence, and when you have confidence you take action” As I mentioned last month, I lean heavily on my business school experience to help them quantify their
